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Funding Your Future: Preparing to be Prequalified for Your First Investment Property or Primary Home Purchase!!
Introduction
Course Overview and Goals (7:03)
Understanding the Lending Process (19:37)
Your Credit, How its Calculated, How to Increase it And Mistakes to Avoid
The Credit Factor – How It Affects Your Approval (14:20)
Debt-to-Income Ratio (DTI) – The Make or Break Factor
Debt to Income Ration (DTI) (8:56)
Bank Account Management – How to Look Like the Perfect Borrower
What lenders want to see, Avoiding red flags, Preparing Finances and Self Employment (9:09)
Mortgage Options
Mortgage Options and Choosing the Right Loan (11:38)
Saving for Your Down Payment - Various Options for Generating Income for Your Downpayment (10:00)
Creative Financing Options for Lower Down Payments
Exploring Different Loan Types (Conventional, FHA, VA, etc.)
Mortgage Rate Hacks – Securing the Best Interest Rates
Mortgage Rate Hacks – Securing the Best Interest Rates (10:46)
Closing Costs Minimization Strategies
Negotiating Closing Costs, Grant Programs and Seller Concessions (11:05)
Alternative Financing Options - Owner Financing and Sub To Programs
Reviewing a Few Alternative Lending Options (7:40)
Taking Action Your Personalized Financing Plan
Step by Step Action Plan to Get Prequalified (7:43)
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Mortgage Rate Hacks – Securing the Best Interest Rates
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